KENCANAWATI, Anak Agung Ayu Mirah; JAYA, I Made Sura Ambara; MASIH, Ni Ketut; SUPIATNI, Ni Nyoman. The impact of QRIS implementation on the growth and competitiveness of small tourism businesses in Bali. Journal of Commerce, Management, and Tourism Studies, Indonesia, v. 4, n. 3, p. 406–417, 2025. DOI: 10.58881/jcmts.v4i3.390. Disponível em: https://ympn.co.id/index.php/JCMTS/article/view/390. Acesso em: 26 jan. 2026.